Personal Services
Online Banking
Bank from home, the office, or the road. Wherever you have Internet access, you can access all your Esquire Bank accounts 24 hours a day.To add online banking to your account please call 1-800-996-0213 and press option 4.
Bill Pay
Pay bills from anywhere, anytime - safely and securely online. Click here for our Bill Pay Demo.- Set up one-time payments - you set the date up to one year in advance
- Pay multiple bills at one time
- Pay recurring bills such as rent, ensuring you're never late or miss a payment
To set up Bill Pay please call 1-800-996-0213 and press option 4. Already using Bill Pay? Click on Personal Banking under the Account Access area and login to pay your bills.
Free ATM Transactions
Esquire Bank understands the importance of having access to your money whenyou want it. To accommodate our clients, we offer FREE ATM ACCESS. We are waiving the ATM access fee charged by other institutions and Esquire Bank is NOT charging a fee for ATM usage. This way our clients have free access to their money at anytime, anywhere. ** On Domestic ATM Service only. Subject to change without notice.
Esquire Bank ATM/Debit Card
Each time you use your Esquire Bank ATM/Debit Card for a purchase, the amount is automatically deducted from your Esquire Bank checking account balance. These deductions appear on your monthly checking account statement as Point of Sale (POS) payments. Because there is no accumulating balance, there are no finance charges.Lost/Stolen ATM/Debit Card
If your Esquire Bank ATM Card, Visa®Check Card and/or PIN is lost, stolen or misused, immediately notify Esquire Bank at 1-800-996-0213 (during non-business hours you may call 1-800-554-8969 ) or write us at 320 Old Country Road, Suite 101, Garden City, NY 11530 immediately to limit your liability. Also be sure to contact Esquire Bank immediately if believe a transfer has been made using the information from your checking account without your permission.Retirement Accounts
Esquire Bank offers customers a wide variety of retirement account choices including our popular IRA Certificate of Deposit. If you would like to open a retirement account, please call 1-800-996-0213 and press option 4.DreamMiles Rewards®
Turn your purchases into rewards. Click here to login to redeem your points for merchandise, travel, and gift card rewards.Calculators
How much will your monthly payment be? How much loan will I be approved for? A series of calculators helps you make informed financial decisions.Overdraft Protection
Add overdraft protection to your checking account. Overdraft protection (variable rate) ensures your check will be covered, preventing a check from being returned unpaid only to the extent your line of credit is unused and available for these purposes.Direct Deposit
You've worked hard for your money. The last thing you need is to wait for your paycheck to clear. Thanks to Direct Deposit, you don't have to. Ask your employer to enroll you in Direct Deposit and your funds will be available in your checking account each payday.Bank by Mail
If you can't make it to the bank, your deposits still can. Simply send your check deposit (please do not send cash), along with a completed deposit slip to Esquire Bank at 64 Court Street, Brooklyn, NY 11201. Your deposit will be credited to your account on the business day received.Wire Transfers
You have the ability to wire transfer funds to another party through our online service. Daily limits apply.Instructions to wire in US DOLLARS from within the United States:
Esquire Bank -- ABA Routing Number: 026073066
320 Old Country Road
Garden City, NY 11530
Please include:
Esquire Customer Account #:
Esquire Customer Name and Address:
Account Disclosures
Click here for Esquire Bank's Account Disclosures.Funds Availability
When making deposits, your funds are available according to this schedule.Electronic Funds Transfers
Electronic funds transfers are a quick and easy way to transfer funds between bank accounts. Currency is transferred directly into a bank account and the funds are immediately available in your account. This service is available for a nominal fee.Fee Schedule
| Deposited/Cashed Item Returned | $15.00 item |
| Stop payment | $30.00 item |
| Statement Services and Copies | |
| Duplicate Statement | $10.00 statement |
| Snapshot Statement (without checks) | $10.00 statement |
| Statement Copy | $10.00 statement |
| Statement Copy-Urgent | $15.00 statement |
| Item Copy | $6.00 item |
| Item Copy-Urgent | $15.00 item |
| Wire Transfers | |
| Incoming Wire Transfers | $10.00 item |
| Outgoing Domestic Wire Transfers | $25.00 item |
| Outgoing International Wire Transfers | $40.00 item |
| Withdrawal | |
| At a non-Esquire Bank ATM within the United States, Puerto Rico and the U.S. Virgin Islands |
NO FEE withdrawal |
| At an ATM outside the United States, Puerto Rico and the U.S. Virgin Islands | $3.00 withdrawal |
| Exchange Rate Adjustment (for ATM withdrawals in currency other than U.S. Dollars), if applicable. |
3%* |
| *3% of withdrawal amount after conversion to U.S. Dollars | |
| Card Replacement | $5.00 card |
| Unavailable Funds | $32.00 item |
| Insufficient Funds and Returned Item Fees | $32.00 item |
| Miscellaneous | |
| Collections | $50.00 |
| Account Closing (within 90 days) | $25.00 |
| Account Reconciliation | $25.00 |
| Account Research | $25.00 |
| Check or Supply Order (checks, withdrawal slips, deposit slips) | Varies on documents |
| Legal Process (garnishment, tax levy, etc.) | $125.00 |
| Savings Withdrawal Limit Fee (for savings accounts) | $25.00 |
All fees are subject to change without notice.
Applications/Forms
Click here for a complete library of our latest applications and forms.
Checking
Business Banking - Application
Business Banking with Deposit Express Application
Personal New Account Application
Overdraft Protection Line of Credit
Loans
Business Credit
Home Equity Line of Credit
Credit Cards
Prime Advantage Credit Card Application