APY=Annual Percentage Yield. APR=Annual Percentage Rate.

Personal Accounts Interest Rate APY  
Elite Checking 0.10% 0.10%  
Personal Checking N/A N/A  
Basic Checking N/A N/A  
Money Market Savings 0.50% 0.50%  
Business Accounts Interest Rate APY  
Business Money Market 0.50% 0.50%  
IOLA Checking-NY 0.10% 0.10%  
Professional Checking N/A N/A  
Business Checking N/A N/A  
Certificates of Deposit Interest Rate APY Minimum Balance  
3 Month 0.25% 0.25% $500  
1 Year 0.50% 0.50% $500  
2 Year 0.75% 0.75% $500  

Annual percentage yields are accurate as of 6/1/20. Rates and terms are subject to change and the rates on accounts other than a certificate of deposit (CD) may vary after the account is opened. Fees may reduce earnings. A penalty may be imposed on a CD for early withdrawal of principal.

Click here for information on our Infant Compromise/Court Appointed Account rates

Loan Type Interest Rate APR Minimum to Maximum Balance
Overdraft/LOC Personal 18.000% 18.000% $1,000 to $25,000
Overdraft/LOC Business 18.000% N/A $25,000 to $100,000
Multi-Family and Commercial Real Estate Call for Rates N/A $500,000 to $15,000,000
Litigation Finance Call for Rates N/A $500,000 to $15,000,000
Business Loans Call for Rates N/A  

Rates are accurate as of 6/1/20. Rates are subject to change.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to you meeting specific underwriting requirements and final approval will be based upon you satisfying those requirements. All loans and lines of credit are originated by Esquire Bank. Products not available in all states. Rates and terms are subject to change without notice.